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What Are Credit Repair Rebuilding Credit Cards?

[I]f you do not have at least a 700 credit score, you’re likely to encounter trouble getting approved for loans and credit cards. Once your score dips into the early 600s or lower, you’re very likely...

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Can You Live Today Without a Credit Score?

[W]ell, the short answer to this is “yes.” Read some of the radical, debt-free articles and blog posts from those who advocate such a thing, and you would think that life without a credit score is the...

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No Credit Cards – A Financial Mistake?

[A]ccording to some reports, up to 63% of Millennials do not have a credit card. They prefer to buy with cash rather than using credit. This trend is due partially to them watching what their parents...

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How to Get a Car Loan with No Credit

[G]etting approved for a loan of any kind with no credit history is rather difficult. Lenders seldom want to be the one to take the chance and offer credit to an unknown. However, it is possible to be...

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How to Build Good Credit When You Have None

[H]aving no credit is almost as bad as having bad credit. Many creditors are unwilling to lend to you if you have no credit history, but you can’t establish a credit history if no one will take a...

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How to Take a Vacation with Little Money and Bad Credit

[I]t’s getting about the time of year when people start planning their summer vacation. If you’re stuck in a dead-end job and have a bad credit history, you may think taking a vacation is just a pipe...

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What Does No Credit Mean?

[M]any people hear that they have bad credit, which means they haven’t always been responsible with their credit accounts. However, it is another situation entirely when a person is told they have no...

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Living the Cash-Only Life

[A]s credit card debt spirals out of control, some people have taken the initiative to use only cash for their purchases. They either don’t use or don’t own a credit card. They may cut up cards, close...

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Top Credit Cards for People with No Credit

If you don’t have a credit history, it can be tough to get approved for credit. No one wants to take the risk on someone with no proven background. However, there are some credit cards available to...

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